Financing

Need help financing your new roof replacement or repairs? Smart Financing can help!

With competitive rates, immediate approval decisions, and flexible payment plans, Alabama Power Smart Financing is here to make your new roofing project affordable. You do not have to be an Alabama Power customer to be eligible for this program.

The Benefits of Smart Financing

Flexible rate options to fit your budget.

Fast and easy application process.

Alabama Power has been a trusted name and company since 1906. Smart Financ- ing was designed to keep your financial information secure.

You do not have to be an Alabama Power customer to apply for Smart Financing.

How it works

1. Customer completes the digital financing application.
2. If you qualify, you will be presented with your rate options.
3. Sign all loan documents electronically – copies will be emailed to you.
4. We will complete the project, and you can relax.

Frequently Asked Questions

What are the eligible financing amounts?

A minimum of $2,000 to a maximum of $25,000.

What products and services will Smart Financing finance?

Heating & Cooling
• Heat Pump
• Geothermal
• Dual Fuel
• A/C with Gas Furnace

Energy Efficiency Improvements
• Insulation
• Crawlspace Encapsulation
• Windows/Doors
• Attic Ventilation
• Sun Protection Products
• Roofing

Electrical
• Smart Home/Security Equipment
• Electric Vehicle Charging
• Installation
• Electrical Panel Upgrade

Plumbing
• Electric Hot Water Heaters (Replacement or Conversion)
• Tank
• Tankless
• Heat Pump
• Super Insulated
• Well Pumps

Air Quality
• Humidity Control
• Air Cleaners
• Duct Cleaning

Generators
• Natural Gas
• Diesel
• Propane

Who is eligible?

Residential homeowners in the state of Alabama.

Can I apply with a co-applicant?

Yes, but the primary applicant must be the homeowner.

Do I have to be an Alabama Power customer to be eligible for Smart Financing?

No, but you must own the home and the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.

Here's What Our Customers Are Saying

RainTight Roofing & Construction, LLC

5.0

Based on 7 reviews

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Doug Meduna

16:13 24 Aug 22

Garrison and Zack run their business with Integrity and professionalism. It was refreshing to deal with a contractor who wasn't trying to nickel & dime you or set you up for change orders. They gave a detailed quote and followed through on the statement of work. During the job, they found an unforeseen problem and worked with me to solve it in an honest, efficient manner at a more than fair price. They returned after a strong rain to check for leaks and to make sure there were no new issues.
I highly recommend RainTight Roofing & Construction and will be calling them again in the future.

Kat Dixon

23:41 01 Aug 22

I'm very pleased with the work performed by RainTight Roofing. I hired them to remove and replace a three-layer roof on my 100+ year old home, and they did a tremendous job.

I requested an inspection with Garrison, and he worked with me from the very beginning all the way through the completion of my new roof. He was very communicative and made sure to stay in contact with me by phone, text, or email - whatever I needed. I was made aware of all necessary licenses and certifications, so I felt safe trusting them to perform the work. Garrison even managed all the details of my payment, which was made through an escrow account, so I really had nothing to do! It was perfect!

When the crew came out, they were also terrific. Everyone I interacted with was friendly and polite, and they did their best not to deserve me or my neighbors. Even though roof installation can be quite noisy, I was still quite comfortable working from home. Even my dogs remained placid throughout! Work unexpectedly spilled over into a second day, but it turned out to be no trouble to me at all. After the work was complete, all excess materials were removed, and my yard was magnetized to make sure it was free of nails - and safe for my dogs to romp around in!

The icing on the cake is the roof's 50-year warranty! Hopefully I will never need it, but I'm very glad to know that it exists just in case. Overall, I am very pleased with RainTight's craftmanship and ease of service, and I would recommend them to anyone looking for roofing services in the greater Mobile area.

Clarc Stringer

21:29 19 May 22

Awesome job very professional in all aspects of job. Will recommend Rain Tight whenever possible.

David Saitta

02:55 24 Mar 22

I have know Zac (the owner) for many years and he has help me greatly on many projects including painting.
He's polite and a pleasure to speak to along with being very knowledgeable about his industry. I've met contractors twice his age but with half of Zac's IQ and creativity.
I'd recommend him and definitely use his services again.
Thanks Zack!

RMFT Rushing

21:08 19 Mar 22

It took a while to get the shingles delivered, but it's not their fault. I understand it's hard to get truck drivers these days. The day after they were delivered, they got over here early and worked their tails off. They installed a beautiful 50 year roof. I'm more than happy with the end result. I also love the fact that they deal with the insurance for you to make sure you get what you need.

Our Service Areas

Bayou La Batre, AL
Chickasaw, AL
Daphne, AL
Dauphin Island, AL
Fairhope, AL

Foley, AL
Grand Bay, AL
Gulf Shores, AL
Mobile, AL
Orange Beach, AL

Saraland, AL
Semmes, AL
Spanish Fort, AL

Call Today to Set Up a Consultation!

We strive to make getting a new roof an easy and pain-free experience. Contact our team today to see why we are South Alabama’s preferred roofing contractor.

(251) 272-9505